Advisers are shaping the next chapter of retirement for Australians.
Are you ready?
Australia’s maturing super system is creating new opportunities for advisers.
Australia’s maturing super system is creating new opportunities for advisers.
Why your advice is critical for Australians to realise the benefits of their retirement savings
Australia’s superannuation system is growing rapidly, and advisers are facing increasing complexity in meeting diverse and evolving client needs in retirement. At the same time, new innovative retirement solutions are empowering advisers to better navigate this complexity.
This creates a clear opportunity to build scalable advice models that meet rising demand and deliver personalised retirement outcomes for more Australians.
Current demand for advice far outweighs the industry’s capacity to meet it
Demographic change, expanding investment choice, and evolving expectations are driving stronger demand from clients for tailored advice that supports them to understand their options, navigate trade-offs and build confidence in retirement.
To explore the forces shaping superannuation, investment choice and retirement outcomes, HUB24 partnered with Professional Planner to bring together a diverse groups of industry experts. The roundtable discussion focused on how you can respond to growing client demand, support better retirement conversations and deliver more personalised outcomes at scale.
Exploring the opportunities ahead for advice businesses
A clear theme emerged from the roundtable:
“a one‑size‑fits‑all approach will not meet the needs of Australians in retirement.”
- The ability for more Australians to achieve their retirement objectives depends on scalable access to personalised advice.
- As new retirement solutions emerge, the industry must provide greater clarity and education to successfully navigate increasing choice and complexity.
- While superannuation is compulsory, members expect choice over where and how their money is invested.
Discover the insights shaping the next chapter of advice
The roundtable discussion explores how the retirement landscape is evolving and what it means for you and your clients, and provides insights highlighting the opportunities ahead and how your practice can position for what’s next.
Read the special report:
Why advice is critical to delivering member outcomes in retirement
Listen to the podcast
Thank you to the advisers and industry leaders who contributed to the discussion
Andrew Alcock
Managing Director and CEO, HUB24
Dr David Bell
Executive Director, The Professional Planner Institute
Yvonne Chu
Head of technical services and paraplanning, Entiretii
Greg Cook
Chief Executive, Eureka Whittaker Macnaught
Melanie Dunn
Principal, Accuriumm
Ian Fryer
General Manager, Chant Westt
Diana Gowdie
Associate Partner and Principal Advisers, Minchin Moore
Craig Lawrenson
Chief Operating Officer, HUB24
Frank Paul
Chief Operating Officer, Group Head of Risk, WT Financial Group
Peter Richards
Partner, Wealth Management, People and Partners
Empower your clients with a range of retirement solutions
To support the evolving retirement needs of an ageing population, we’re collaborating with leading providers to deliver innovative solutions that empower your clients with sustainable income and confidence in retirement. Explore our range of retirement offerings designed to strengthen your value proposition and help clients achieve their retirement goals, including AGILE (Allianz Guaranteed Income for Life), now available through HUB24 Super.
More choice, more flexibility with HUB24 lifetime super
The lifetime super account, available within HUB24 Super, allows advisers to introduce retirement income planning earlier, while clients remain invested in an accumulation environment. It creates a clear pathway to combine flexibility today with lifetime income options later, without added complexity.
1Helen Rowell, Deputy Chair, APRA, Nov 2021
2Deloitte, Dynamics of the Australian Superannuation System 2024
3Investment Trends 2023 Financial Advice Report
4Adviser Ratings Musical Chairs Q4 2025